VIRGINIA BEACH
In a quiet suburban office, Dr. Mitchell Miller sifts through charts and discusses earaches and cholesterol levels with his medical student daughter.
It's a typical day in the life of a family physician and a ground zero of sorts in the national discussion of the health-care system.
Simply put, there aren't enough primary-care doctors like Miller to meet the demand of America now, much less the 46 million uninsured people - 1 million in Virginia - who could be added to the rolls.
Part of the reason for the shortage is that medical students are passing over general care for specialty work. Those fields pay more, an important factor when medical students can face $200,000 in debt by the time they're ready to practice.
The national situation is dire enough that federal officials and legislators are proposing solutions, including: granting medical-school debt relief to students entering primary care; retooling the insurance system to better compensate primary-care doctors; and expanding the National Health Service Corps, which funds doctors and nurses in rural areas and poor neighborhoods.
Miller's daughter, Devin, just finished her first year of med school at Virginia Commonwealth University, and she can tell you that the loan payments that await her and her colleagues are not far from their minds.
"Debt is a daily conversation; it's everyday banter," she said. "It's hard, because we want to be part of the solution, we're excited about that, but at the same time, we want to pay off our debt and still have money to start families and have lives."
Devin has not yet made a decision on whether she'll choose primary care over a specialty; in fact she's spending time in her father's practice this summer to get a sense of primary care.
The debate on health care arises at an interesting juncture in the Millers' lives. The 55-year-old parent has spent 27 years in the trenches of primary care, and sees himself in the last decade or so of his career.
His daughter is getting ready to embark on her career, one that will be colored both by what unfolds before Congress and what she has experienced firsthand with her father.
Miller is a genial bear of a doctor who enjoys chatting with patients. He's going against the current right now in that he's an independent doc, while a growing number of physicians are migrating to group practices.
The reason for the shift is apparent in Miller's workload:
He treats 20 to 25 patients a day. Makes decisions about equipment and his office budget, which his wife, Karen, manages. Supervises a staff of 12 people, three or four of whom spend most of their time filling out insurance documentation, authorization forms, appeals of denials.
"It's incredible the hoops you have to jump through to advocate for your patient."
That's one of the biggest changes in medicine since he finished his residency at VCU in 1982, a time when he worried more about the practice of medicine than the bureaucracy of reimbursements.
"I remember worrying about passing my anatomy exam and not wanting to harm anyone, but I guess somehow we felt the system would take care of us."
He set up practice in Pungo - his office is in the Strawbridge area now - at a time when government insurance like Medicare and Medicaid reimbursed doctors for the cost of the care. It wasn't long, though, before spiraling health-care costs led government to shift to a more managed care system in the late 1980s.
Even though his older patients are some of his favorites - he enjoys the complexity of their health issues - he started restricting his Medicare patient caseload a decade ago.
The reimbursement the federal government insurance provides to doctors for people 65 and older fell short of the cost to treat them. Thirty percent of his practice used to be Medicare patients, compared with 20 to 25 percent now.
"I did not go into medicine to turn people away - that's the worst part of my day - but you have to meet your expenses to maintain a viable business."
He supports everyone having a basic insurance package but worries that if legislators choose another public insurance option, it will be so much like Medicare that doctors won't want to accept those patients.
"We have not done anything to improve access if we take those folks and inject them into a broken system."
Currently, Medicare tends to pay more to doctors who perform procedures, such as MRIs, surgeries, colon-oscopies, than to those who do the lower-tech evaluation of patients and coordinating of care.
"The system reimburses intervention," said Dr. Christine Matson, chair of the Department of Family and Community Medicine at Eastern Virginia Medical School.
"It's perverse in that it rewards doctors for doing more."
She and others in the primary-care arena said the reimbursement system needs to be retooled to provide better payment for coordination of care, evaluating patients and preventing disease.
She said about 10 percent of EVMS graduates currently leave the school headed for primary care, a drop from 24 percent in the late 1990s.
Yet, "If you can go to a primary-care physician and not to the emergency room where care costs more, that's better for you and the health-care system."
For Miller, national efforts could make his work more complicated with another layer of government insurance, but it also could improve pay for doctors like himself who diagnose and coordinate care. For his daughter and her generation, debt-reduction incentives and changes in reimbursements could move them from one field of interest to another.
Miller said he hopes reform will allow medical students to pursue what they're good at and enjoy, rather than be influenced by reimbursements.
Devin Miller is exploring her options. She loves women's health issues, as well as the public health arena, and appreciates her father's work.
"I haven't ruled anything out."
She said she expects balancing work and family to play a role. She and many other med students - an increasing percentage are women - are not only delaying their earning power to become doctors but also are delaying decisions such as marriage and having children.
That ratchets up the pressure to hit the ground running when they graduate, and to find niches that let them balance work and home. What Congress decides on, whether it's debt forgiveness, retooling the reimbursement system, or putting more funds into underserved areas, could make a difference in where she lands.
Both Millers heard President Barack Obama speak at the American Medical Academy convention in Chicago last month - Devin is a medical school delegate and her father is one of seven Virginia AMA delegates - and both are cautiously optimistic about possibilities for change.
Devin said it's an exciting time for medical students, being at a crossroads in their careers and in the nation's health-care debate. "A lot of people are skeptical it will ever change, but I think it will," she said.
Her father, meanwhile, appreciates the attention primary care has picked up, and he hopes more medical students will consider the field.
While he understands some students' desire to do high-tech, procedure-related work, he said the relationships he's built over time with patients have been rewarding. He has seen some families for several generations. He attended the births of babies he now treats as adults.
"I've never had a lawsuit against me, knock on wood."
Devin may be keeping a close eye on changes government makes, but she's also influenced by the work her father does as he moves from one exam room to the other, a boy with an earache here, a man with a heart problem there.
He's the reason she entered the field in the first place:
"I'd see my dad come home and even though he was constantly dealing with different issues, he was always happy," Devin said.
"I knew I needed to do something I was that excited about."
Elizabeth Simpson, (757) 446-2635, elizabeth.simpson@pilotonline.com







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Don, I appreciate your proximity to the problem
and having to deal with a myriad of forms and regulations from all the different companies.
Regulations only require that reasonable and customary charges be made available on demand from the insurance company. This protects the consumer and the doctor from underpayment, particularly in expensive areas of the country.
The lower payment to the GP is an insurance company decision, based on the charges leveled by GP's versus specialists.
I cannot imagine a specialist charging less for all of his extra education and certification expenditures than a GP, no matter who pays. What would be the rate for an uninsured patient? Aside from being much higher than an insured patient, the difference between a GP and specialist would be apparent.
I don't know
why folks can't seem to understand why preventive medicine is the best medicine. I've never understood why health insurance companies are willing to pay for the cost of childbirth as opposed to paying for birth control. That's just one example of what I mean. Why not reimburse more for that physical exam that could potentially nip in the bud any serious health problems instead of reimbursing for the heart attack that occurs b/c the patient didn't get the physical due to non payment by insurance. It seems really simple to me. Reimburse more for the preventative care, avoid big expenditures for procedures in the future. I'd rather pay the $19.95 for the oil change now than to buy a new car b/c I didn't change the oil.
Forget the I told you so
The situation we have with the lack of primary care physicians can hardly be blamed on government intervention.
Even if that program failed, or wasn't implemented, it has little to do with the present situation.
The market place has place a higher value on specialists. If we leave things alone, there will be no family practice anymore because doctors will follow the money, some because they have to and some because they want to.
And we still have the problem of areas that are underserved. The market would keep that situation. Who would take a cut in pay except those who are quite charitable?
So, we have already a two tiered health care system, but the lower tier is not yet big enough or powerful enough to make much political noise. But they are getting bigger, and will get noisier.
Len, I live with this problem every day
First, if I perform a procedure that is also performed by specialists, both insurance companies and government plans will pay me less FOR THE EXACT SAME PROCEDURE AND RESULT than they will pay a specialist. State regulations require insurance companies to determine Reasonable Fee scales separately for specialists and GP's creating these differing reimbursement levels, not the market.
Yet if I perform a procedure usually performed by specialists, I would be held to the same standard in court if there is a bad result.
Similar problems apply to GP physicians. GP's would be paid less by Medicare for evaluating the same tests and imaging than specialists.
But the notion that the GP's problem is all about repaying their loans is a fiction espoused by Obama and parroted by the Pilot and other media and that is really a minor consideration compared to other inequities.
A problem that has been growing
I have to completely disagree with DD Tabor on this one. This is not at all a problem of distortions, but of realities in medicine. The costs of medical education have continued to go up. Other costs such as malpractice insurance and the need to document every little action or move and provide plenty of evidence to insurance companies to validate procedures have added more costs to medical care. From rural areas that do need good doctors to urban areas, the need for primary physicians is REAL. I do not know how much time DD Tabor has spent in rural communities, but if he did, he'd find out from the people of those areas and the few doctors there how severe the need is. In the medical community, family practice is looked at as being the lowest on the pecking order and thus, not a field medical students are encouraged to go into. Go to EVMS and talk to 3rd or 4th year students between rotations to find that out. This is not a result of government intervention but quite the opposite: it is a result of private medicine and malpractice law run amok with little or no regulation or controls at all.
I'm tired of hearing the politicians talk about health care.
Thank you, Pilot, for a story from a medical professional's point of view. And thank you, DDS, for your informed comment. This is an extremely complicated issue, and it's vitally important for our Nation to take a carefully examined approach to any government intervention. In my view, we deserve a health care system better than one that's "good enough for government work".
Future 'I told you so'
The drift toward specialization has been a known problem for decades, and the sudden focus in the media can only mean one thing, we are being softened up for a new program by the Obama administration by his 'artillery,' the mainstream press.
I predict we will soon see a proposal for loan forgiveness in return for a commitment to practice in a GP/FP setting for a set number of years. Decades ago, the Johnson and Nixon administrations ran a similar program to induce health care graduates to practice in 'underserved' areas. The problem, of course, was that those areas were underserved for good reasons and the loan forgiveness never made up for the diminished income the graduate received by locating there. A bad choice made to obtain an incentive remains a bad choice.
The overspecialization problem is a result of past government distortions to the marketplace, and the solution is to remove those distortions, not add balancing distortions.