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With few exceptions, you will be required to have health insurance beginning in 2014.
Those who don’t have insurance will have to pay an annual tax penalty by 2016 of up to $695, or 2.5 percent of their annual income. A family’s penalty cannot exceed $2,085.
Some exceptions are allowed: those with financial hardship or certain religious objections, American Indians, illegal immigrants, prison inmates, people who have been uninsured for less than three months, individuals or couples who don’t earn enough to require a tax return, or those for whom the cost of the lowest-priced health plan exceeds 8 percent of income.
Within six months, insurers will be prohibited from denying coverage to children with a pre-existing medical condition. And insurers won’t be allowed to drop people when they become sick.
Within three months, adults with a pre-existing condition who have been uninsured for six months will be able to get coverage through a new high-risk pool. Starting in 2014, no insurers can deny health coverage because of gender or a pre-existing condition. However, insurers will be permitted to charge more based on where you live, your family size and if you smoke. Insurers will be prohibited from imposing lifetime limits on your coverage.
All health insurance plans will be required to provide comprehensive coverage that includes minimum standards of care and a cap on your out-of-pocket expenses. The waiting period for insurance coverage cannot be more than 90 days.
With the exception of Tricare recipients, parents can keep children on their family policy until they’re 26 years old.
– Compiled by Pilot writers Bill Bartel and Elizabeth Simpson SOURCES The New York Times, Kaiser Family Foundation, Tricare, Congressional Quarterly, The Associated Press, Virginia Employment Commission
hamptonroads.com/2010/04/new-health-care-law-what-does-it-mean-you
hamptonroads.com/2010/04/breakdown-how-and-when-youll-be-affected
hamptonroads.com/2010/04/health-care-law-timeline-implementing-changes
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get rid of the illegals
What doesn't the government and law inforcement not understand about the word illegal immegrants? The illegal's should be rounded up and sent back to where they came from. Anyone who supports or aids the illegal's should have everything of value take away from them and given to real Americans who need help. If they are an American citizens that helps illegals, their American citizenship should be taken away and they should be deported to the country of the person that they helped.
Its simple really
Pay the penalty which is well below any health care plan cost. Then use the savings to place money into a savings account to pay for urgent care visits etc. If you find yourself with a serious condition that will cost you a significant amount then run to your local health care insurer and sign on since they wont be able to deny you.
Of course this will cause the rest of our insurance to skyrocket but hey what do you care.
Sadly this system is easily tricked.
Illegal immigrants won't
Illegal immigrants won't have to pay the penalty. They can just do as they always have done, get it for free. The more you read the more ludicrous this whole so called health reform plan sounds. Why take away the FSA's? Because liberals don't like it when you pay your own way.