Economic Survival 101

Economic survival 101: How do I save for retirement?

Wed, 17 Dec 2008 22:21:32 -0500

PLAN AHEAD

Money sources You're responsible for paying for your retirement, but a few devices can help you along the way.

Economic Survival 101: How do I get health insurance if I lose my job?

Thu, 11 Dec 2008 00:25:50 -0500

FIRST STEPS

COBRA COBRA, or the Consolidated Omnibus Budget Reconciliation Act, is among the most costly options, but it works for people with pre-existing medical conditions. - All businesses with 20 or more employees must have COBRA, which offers a continuation of group health coverage.

Economic Survival 101: How do I find help in Hampton Roads?

Wed, 03 Dec 2008 21:54:18 -0500

Throughout Hampton Roads, an abundance of organizations and agencies offers help to those facing hard times amid the economic crisis. STATE HELP Social services

Economic Survival 101: How do I improve my credit report?

Wed, 26 Nov 2008 21:15:02 -0500

FICO Where does it come from? FICO is short for the credit score system offered by Fair Isaac Corp., the company that invented the credit risk score model most widely used by the financial industry. What is a credit report? A credit report lists credit card accounts and loans you have, as well as how timely your payments are.

Economic Survival 101: How do I save money on my money?

Wed, 19 Nov 2008 22:48:52 -0500

THE RIGHT BANK Cutting down on fees You should not have to pay a monthly fee for a checking account. If you do, ask your bank to waive it. If it won’t, try one of these approaches: - Ask whether the bank will waive the fee if you set up direct deposit of your paycheck. - If you have more than one account, see whether you can link them to meet minimum balance requirements.

Economic Survival 101: How do I save money around the house?

Wed, 19 Nov 2008 18:12:30 -0500

GETTING STARTED Spending ABCs - First, sit down and figure out where your money is going. Look at your checkbook, credit card statements, ATM slips, receipts, etc. - Next, see if your spending is in line with your goals. - Find the places where you can cut back and still be happy.